General liability insurance (sometimes referred to as CGL), protects you and your business against many potential problems that can come up on a busy construction jobsite. If property is damaged or someone is hurt while you are working on a project, your insurance could help to cover you. For as cheap as $550, you can have $1,000,000 worth of coverage!

Contractor’s liability can cover you while you are on the job and it can also cover your work after a project is complete. As part of a general liability policy you will have coverage to protect you and your business from lawsuits or claims and you will also have property damage coverage and bodily injury coverage.

We can even offer you help and guidance (at no charge) in setting up your business with the state. Most states will require a contractor’s license bond which we can secure for you along with any other bid, payment or performance-type bond.

Working with Simmons Electric Insurance enables us to assess your entire company risk profile, making sure that you are covered from all sides.

  • standard and single signature electrical installation certificate
  • minor works certificate
  • schedule of inspections (new installation work)
  • electrical installation condition report
  • condition report inspection schedule for domestic and similar premises with up to 100 A supply
  • generic schedule of test results
  • Examples of items requiring inspection for an electrical installation condition report